Good Guys is a direct lender providing fast and flexible financing, payment processing, payroll solutions, and more for businesses of all sizes. We fund deals ourselves and handle everything from application to funded.
See What You Qualify ForGood Guys reviews and funds your deal in-house. No brokers, no waiting on a third party to approve you. You apply, we review it, and we put capital in your account. Simple.
Most of our products require the following minimum criteria. Some programs are more flexible. If you are unsure, just reach out.
Good Guys reviews every application individually and some programs have different thresholds.
We fund businesses directly with fast and flexible financing options. Whether you need working capital to cover a slow month, funding to take on a bigger contract, or capital to grow into a new market, we have the product and the capital ready.
We help businesses process payments and improve cash flow. From standard card processing to high-risk merchant accounts, we set you up with the right solution so you get paid faster and keep more of what you earn.
Additional services to help businesses operate smoothly. We handle the back-office headaches so you can focus on running your business and serving your customers.
Good Guys funds deals directly from our own capital and also offers private investment opportunities. We provide deal syndication, investor participation programs, and consulting for businesses that need a more hands-on approach to funding.
Good Guys has helped businesses across a wide range of industries access the capital they need. If you do not see your industry listed here, reach out. We probably work with businesses just like yours.
Here is a quick overview of our core financing products. If you are still not sure after reading this, just reach out. That is what we are here for.
| Product | Best For | Repayment | Speed | Collateral |
|---|---|---|---|---|
| Revenue-Based Financing | Consistent monthly revenue | Flexible % of revenue | Same day – 48 hrs | No |
| Merchant Cash Advance | Strong card sales volume | % of daily card sales | Same day | No |
| Term Loans (1–5 Yrs) | Planned growth investment | Fixed installments | 24 – 72 hours | Sometimes |
| Line of Credit | Ongoing cash flow gaps | Revolving draw & repay | 24 – 72 hours | No |
| Equipment Financing | Equipment purchase | Fixed installments | 24 – 72 hours | Equipment |
| SBA Loans | Larger long-term projects | Fixed monthly | 2 – 4 weeks | Varies |
| Bridge Financing | Short-term capital gap | Flexible | 24 – 48 hours | Varies |
| Invoice / PO Financing | Outstanding invoices or orders | Upon collection | 24 – 72 hours | Invoices / POs |
We offer over a dozen financing products including revenue-based financing, merchant cash advances, term loans from 1 to 5 years, business lines of credit, equipment financing, SBA loan assistance, commercial financing, bridge financing, working capital loans, expansion financing, acquisition financing, invoice financing, and purchase order financing.
Not necessarily. Traditional banks put a lot of weight on personal credit scores but Good Guys looks at your overall business performance more than your credit score alone. If your business has consistent revenue, even a lower credit score may not disqualify you.
Because we fund in-house, decisions happen fast. For most products you can have a decision the same day you apply and funds in your account within 24 to 48 hours. Merchant cash advances are often the fastest and can fund the same day. We will always give you a realistic timeline upfront.
Yes. We help businesses set up credit card processing, debit card processing, POS systems, high-risk merchant accounts, e-commerce payment processing, and same-day funding options. We find the right processor for your business type and volume.
Yes. In addition to financing, we offer business setup services including LLC and corporation formation, EIN registration assistance, business checking setup, payroll processing, and business credit building programs. Learn more about our team and how we work.
There is no upfront fee or application fee to apply with Good Guys. Our terms are straightforward and we walk you through everything before you sign. No hidden costs, no surprises.